Built to protect what matters most
Term life & final expense coverage made simple.
Protecting your family has never been simpler.
The quote is free. Coverage starts today. No medical exam.
Coverage built for every family
Get My Free Quote
60 Seconds · No Obligation
Estimated Rate
$21–$82/mo
256‑bit secured · We never sell your data
Big coverage. Small price.
Illustrative monthly rates for common Lifecor plans. Your actual rate depends on age, health, and coverage selected.
$500,000
≈ $28/mo
20-Year Term
Non-smoker · Age 42
$250,000
≈ $17/mo
20-Year Term
Non-smoker · Age 38
$25,000
≈ $79/mo
Final Expense
Final Expense · Age 71
$1,000,000
≈ $74/mo
30-Year Term
Non-smoker · Age 45
Pick the plan that fits. It really is this simple.
Built for the people counting on you.
Coverage that protects a mortgage, a college fund, a final goodbye — without exams, paperwork, or pressure.
5 min
From quote to coverage. No medical exam, no middleman.
$0
Out of pocket to get a quote. Ever.
24/7
Licensed Lifecor agents on standby — call any time.
Coverage designed — for when it matters most.
0
States eligible
0 min
Quote in minutes
$0
Medical exam cost
0%
Online application
Three steps. Five minutes.
01
Slide & quote
Drag the coverage slider and see your Lifecor rate update live. No forms, no friction.
02
Lock your rate
Pick your coverage and term — we underwrite it in-house in seconds, no third parties, no haggling.
03
Covered today
A licensed Lifecor agent finalizes by phone. Your policy can start the same day.
A carrier built around you.
"No medical exam. No pressure. Just clear coverage options and a price I could actually afford."
Same-Day Coverage
Approval in minutes — not weeks
"Coverage from $25,000 to $1,000,000+ — built around your budget and the people who depend on you."
Flexible Plans
Term & final expense options
"Independent licensed agents walk you through every option. Talk to a human, not a chatbot."
Human Support
Real agents · 1-800-LIFECOR
Built around your family — not the fine print.
We are the A‑rated carrier. You deal with us directly from quote to claim — no handoffs, no middlemen, no runaround. Plain‑English quotes, no upsells, no pressure.
- ✓We're the carrier — you deal with us directly
- ✓Plain‑English quotes, no fine‑print surprises
- ✓Cancel anytime within the free‑look window
- ✓Locked‑in level premium for the life of the policy
Answers, before you ask.
Do I need a medical exam?+
For most term policies up to $1,000,000 and all final-expense policies — no. We approve coverage based on a few simple health questions.
How fast can I get covered?+
Most applicants are approved within minutes. Coverage can begin the same day you apply.
What if I have a pre-existing condition?+
Our final-expense plans are guaranteed acceptance for ages 45–85, regardless of health. For term coverage, our in-house underwriters work hard to approve as many situations as possible — we're the carrier, so there's no middleman.
How much coverage do I actually need?+
A common rule is 10× your annual income for term life. For final expense, families typically choose between $10,000–$25,000 to cover funeral and medical costs.
Will my rate go up?+
No. Lifecor policies are locked-in level premium — what you pay in year one is what you pay for the life of the policy.
One quick quote.
Real coverage today.
The best thing you'll do for your family this year takes 60 seconds.